The 100th day of any administration is a major milestone. The first 100 days also offer a narrow but critical political window during which high approval ratings and political momentum can help usher in ambitious political agendas.
Day 101 is, practically speaking, no different than day 99. The work always continues.
This has certainly been true for President Joe Biden, who experienced a historic — and in many ways horrific — first 100 days unlike any other. Biden began his term with a public desperate for the Covid-19 pandemic to end and scrambling to find vaccination appointments, all while struggling to keep a job, pay rent and put food on the table.
Biden has thus far mostly delivered on his promise to bring relief to as many Americans as possible, through his Covid-19 stimulus bill and by delivering on his goal of 200 million vaccinations in 100 days. But every administration knows that day 101 is, practically speaking, no different than day 99. The work always continues.
As Biden’s administration heads into its next 100 days, it confronts an America that is by no means over the pandemic hump. The work continues, indeed — especially when it comes to health care and policy.
He can start with the broken and dysfunctional health care system that nearly collapsed under the weight of Covid-19 in 2020.
Starting Feb. 15, Biden allowed millions of uninsured Americans to purchase Affordable Care Act health insurance in a special enrollment period (outside of the usual window to buy health insurance). That window closes Aug. 15.
In addition, the recently enacted American Rescue Plan includes provisions that subsidize marketplace health insurance premiums for people who make below 150 percent of the federal poverty level. An individual making $19,000 will have no premium payments, and a family of four making $90,000 will see their premiums decrease by $200 per month.
Crushing out-of-pocket costs as well as premium increases will absolutely come back to haunt Biden.
But these subsidies and provisions will expire after two years, and crushing out-of-pocket costs as well as premium increases will absolutely come back to haunt Biden. A study published by The Commonwealth Fund in April 2020 found that “in 2017, 1 in 100 Americans under age 64 spent $5,000 or more out of pocket for medical services, and about 1 in 20 spent more than $1,700.” The pandemic has magnified the implications for lower- and middle-class Americans.
Solutions will not be easy. Biden is facing pressure from all sides and has already walked back bold prescription drug pricing language. Now is not the time to be cautious.
The administration should push for better drug prices as well as continuing to allow patients to be cared for in their home by video or have more time with their doctors to address prevention, something that, in our current model of health care, is neglected. Ironically, doctors are often paid more to manage the consequences of illnesses such as diabetes, heart disease and strokes than they are to prevent those illnesses from occurring in the first place.
In short, simply adding more people to the health insurance rolls, without properly fixing the system, may just make the problem worse.
Beyond health insurance, the Biden administration needs to get serious about heath equity.









