At a town-hall forum this week, House Speaker Paul Ryan (R-Wis.) pointed to a specific concern when making the case that “Obamacare is not working.” As Congress’ top Republican argued, “We’ve got dozens of counties around America that have zero insurers left. So doing nothing really isn’t an option.”
It’s generally known as the “bare counties” — or “bald spot” — problem. Under the Affordable Care Act, consumers purchase coverage from private insurers, but if someone lives in an area in which no insurance company is participating in an exchange marketplace, there’s an obvious problem.
But as is too often the case, Ryan flubbed the details. Last week, in a nation of 3,000 counties, there were just two with no participating insurers. By the time the Speaker of the House was making his criticism, there was just one “bare” county. And as of this morning, as the Associated Press reported, we’re down to literally zero.
The lone county currently at risk of going uncovered on the federal health law’s insurance exchanges has landed an insurer.









